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0% financing or a rebate on a 2026 Lexus IS?

Gap in total cost

$5,839

  • 0% wins by $5,839.
  • 0% APR: $728 a month, $48,230 total.
  • Rebate at 7.0%: $825 a month, $54,069 total.
  • The rebate wins below 1.9% APR.
  • 350 F Sport Design RWD, $45,500 with destination.
  • Cheaper than 63% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$48.2kRebate, 7.0% APR$54.1k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Lexus IS: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
350 F Sport Design RWD$45,500$728$825$48,230$54,0690% APR
350 F SPORT Design AWD$47,500$760$863$50,350$56,5500% APR
350 F Sport RWD$47,950$767$872$50,827$57,1080% APR
350 F Sport AWD$49,950$799$910$52,947$59,5890% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked