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0% financing or a rebate on a 2026 BMW 3 Series?

Gap in total cost

$6,443

  • 0% wins by $6,443.
  • 0% APR: $782 a month, $51,781 total.
  • Rebate at 7.0%: $889 a month, $58,224 total.
  • The rebate wins below 1.7% APR.
  • 330i Sedan RWD, $48,850 with destination.
  • Cheaper than 57% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$51.8kRebate, 7.0% APR$58.2k
Down payment plus 60 months of payments. Orange: cheaper.
2026 BMW 3 Series: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
330i Sedan RWD$48,850$782$889$51,781$58,2240% APR
330i NA Sedan RWD$49,350$790$898$52,311$58,8440% APR
330i RWD$49,350$790$898$52,311$58,8440% APR
330i xDrive Sedan$50,850$814$927$53,901$60,7050% APR
330i NA xDrive Sedan$51,350$822$936$54,431$61,3250% APR
330i xDrive AWD$51,350$822$936$54,431$61,3250% APR
M340i Sedan RWD$63,050$1,009$1,159$66,833$75,8390% APR
M340i NA Sedan RWD$63,650$1,018$1,170$67,469$76,5840% APR
M340i RWD$63,650$1,018$1,170$67,469$76,5840% APR
M340i xDrive Sedan$65,050$1,041$1,197$68,953$78,3200% APR
M340i NA xDrive Sedan$65,650$1,050$1,208$69,589$79,0650% APR
M340i xDrive AWD$65,650$1,050$1,208$69,589$79,0650% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked