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0% financing or a rebate on a 2023 BMW 3 Series?

Gap in total cost

$5,711

  • 0% wins by $5,711.
  • 0% APR: $717 a month, $47,483 total.
  • Rebate at 7.0%: $812 a month, $53,194 total.
  • The rebate wins below 1.9% APR.
  • 330i RWD, $44,795 with destination.
  • Cheaper than 49% of 87 sedans (2023) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$47.5kRebate, 7.0% APR$53.2k
Down payment plus 60 months of payments. Orange: cheaper.
2023 BMW 3 Series: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
330i RWD$44,795$717$812$47,483$53,1940% APR
330e Plug-In Hybrid RWD$45,895$734$833$48,649$54,5590% APR
330e RWD$46,445$743$843$49,232$55,2410% APR
330i xDrive AWD$46,795$749$850$49,603$55,6750% APR
330e Hybrid Plug-in xDrive AWD$47,895$766$871$50,769$57,0400% APR
330e xDrive AWD$48,395$774$880$51,299$57,6600% APR
M340i RWD$57,395$918$1,051$60,839$68,8250% APR
M340i xDrive AWD$59,395$950$1,089$62,959$71,3060% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked