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0% financing or a rebate on a 2020 BMW 3 Series?

Gap in total cost

$5,162

  • 0% wins by $5,162.
  • 0% APR: $668 a month, $44,250 total.
  • Rebate at 7.0%: $754 a month, $49,411 total.
  • The rebate wins below 2.0% APR.
  • 330i RWD, $41,745 with destination.
  • Cheaper than 41% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$44.2kRebate, 7.0% APR$49.4k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW 3 Series: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
330i RWD$41,745$668$754$44,250$49,4110% APR
330i Sedan North America RWD$41,745$668$754$44,250$49,4110% APR
330i xDrive AWD$43,745$700$792$46,370$51,8930% APR
330i xDrive Sedan North America$43,745$700$792$46,370$51,8930% APR
M340i RWD$54,995$880$1,006$58,295$65,8490% APR
M340i Sedan North America RWD$54,995$880$1,006$58,295$65,8490% APR
M340i xDrive AWD$56,995$912$1,044$60,415$68,3300% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked