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GizmoDriver

0% financing or a rebate on a 2027 BMW X7?

Gap in total cost

$13,701

0% APR a month
$1,425
0% APR total
$94,393
Rebate a month
$1,653
Loan at 7.0%
Rebate total
$108,094
$2,000 rebate

xDrive40i AWD, $89,050 MSRP + destination.

0% wins by $13,701.

Switch point
The rebate wins below 0.9% APR.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$94,393Rebate, 7.0% APR$108,094
Down payment plus 60 months of payments. Orange: cheaper.

Source marks: two or more sources agree

2027 BMW X7: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
xDrive40i AWD$89,050$1,425$1,653$94,393$108,0940% APR
M60i AWD$116,550$1,865$2,176$123,543$142,2090% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked