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GizmoDriver

0% financing or a rebate on a 2026 BMW X7?

Gap in total cost

$13,701

  • 0% wins by $13,701.
  • 0% APR: $1,425 a month, $94,393 total.
  • Rebate at 7.0%: $1,653 a month, $108,094 total.
  • The rebate wins below 0.9% APR.
  • xDrive40i AWD, $89,050 with destination.
  • Cheaper than 13% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$94.4kRebate, 7.0% APR$108k
Down payment plus 60 months of payments. Orange: cheaper.
2026 BMW X7: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
xDrive40i AWD$89,050$1,425$1,653$94,393$108,0940% APR
M60i AWD$116,550$1,865$2,176$123,543$142,2090% APR
ALPINA XB7 AWD$157,550$2,521$2,955$167,003$193,0710% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked