What does a 2027 BMW X7 cost to own a year?
Cost a year, all in, xDrive40i AWD
$16,696 a year
- Fuel
- $2,373
- Value loss
- $10,395
- Upkeep
- $1,459
- Insurance
- $2,469
- Median SUV
- $11,214
- 79 models, 2027
12,000 miles a year, kept 5 years, bought new. Gas $4.35 (EIA, week of Oct 5, 2026).
Cost by trim
Source marks: two or more sources agree
| Trim | Rating | Fuel | Value loss | Upkeep | Insurance | Total a year |
|---|---|---|---|---|---|---|
| xDrive40i AWD | 22 mpg | $2,373 | $10,395 | $1,459 | $2,469 | $16,696 |
| M60i AWD | 19 mpg | $2,747 | $13,605 | $1,459 | $2,469 | $20,280 |
Value loss: this model, KBB used values. 42% of the price kept after 5 years. Price: MSRP + destination, $89,050.
Upkeep and insurance: AAA, Your Driving Costs 2026 averages for medium SUVs. AAA source
What this cannot tell you
Loans add interest. Repairs, fees and tolls vary.
Insurance varies by driver and state.
- Two or more sources agree
- One source
- Model-level or estimate
- Sources differ