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0% financing or a rebate on a 2026 BMW 4 Series?

Gap in total cost

$7,111

  • 0% wins by $7,111.
  • 0% APR: $841 a month, $55,703 total.
  • Rebate at 7.0%: $959 a month, $62,814 total.
  • The rebate wins below 1.6% APR.
  • 430i Gran Coupe RWD, $52,550 with destination.
  • Cheaper than 77% of 31 coupes (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$55.7kRebate, 7.0% APR$62.8k
Down payment plus 60 months of payments. Orange: cheaper.
2026 BMW 4 Series: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
430i Gran Coupe RWD$52,550$841$959$55,703$62,8140% APR
430i xDrive Gran Coupe AWD$54,550$873$997$57,823$65,2950% APR
430i Coupe RWD$54,650$874$999$57,929$65,4190% APR
430i RWD$54,650$874$999$57,929$65,4190% APR
430i xDrive AWD$54,650$874$999$57,929$65,4190% APR
430i xDrive Coupe$56,650$906$1,037$60,049$67,9000% APR
430i Convertible RWD$62,650$1,002$1,151$66,409$75,3430% APR
430i xDrive Convertible$64,650$1,034$1,189$68,529$77,8240% APR
M440i Gran Coupe RWD$66,450$1,063$1,223$70,437$80,0570% APR
M440i Coupe RWD$68,450$1,095$1,261$72,557$82,5380% APR
M440i RWD$68,450$1,095$1,261$72,557$82,5380% APR
M440i xDrive AWD$68,450$1,095$1,261$72,557$82,5380% APR
M440i xDrive Gran Coupe AWD$68,450$1,095$1,261$72,557$82,5380% APR
M440i xDrive Coupe$70,450$1,127$1,299$74,677$85,0190% APR
M440i Convertible RWD$76,550$1,225$1,415$81,143$92,5870% APR
M440i xDrive Convertible$78,550$1,257$1,453$83,263$95,0680% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked