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0% financing or a rebate on a 2020 BMW 4 Series?

Gap in total cost

$5,884

  • 0% wins by $5,884.
  • 0% APR: $732 a month, $48,490 total.
  • Rebate at 7.0%: $830 a month, $54,374 total.
  • The rebate wins below 1.8% APR.
  • 430i Gran Coupe RWD, $45,745 with destination.
  • Cheaper than 74% of 24 convertibles (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$48.5kRebate, 7.0% APR$54.4k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW 4 Series: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
430i Gran Coupe RWD$45,745$732$830$48,490$54,3740% APR
430i RWD$45,945$735$834$48,702$54,6220% APR
430i xDrive Gran Coupe AWD$47,745$764$868$50,610$56,8550% APR
430i xDrive AWD$47,945$767$872$50,822$57,1030% APR
430i Gran Coupe RWD$50,895$814$928$53,949$60,7630% APR
440i Gran Coupe RWD$52,145$834$952$55,274$62,3130% APR
440i RWD$52,345$838$956$55,486$62,5610% APR
430i xDrive Gran Coupe AWD$52,895$846$966$56,069$63,2440% APR
430i RWD$54,095$866$989$57,341$64,7320% APR
440i xDrive Gran Coupe AWD$54,145$866$990$57,394$64,7940% APR
440i xDrive AWD$54,345$870$994$57,606$65,0420% APR
430i xDrive AWD$56,095$898$1,027$59,461$67,2130% APR
440i Gran Coupe RWD$56,995$912$1,044$60,415$68,3300% APR
440i xDrive Gran Coupe AWD$58,995$944$1,082$62,535$70,8110% APR
440i RWD$61,145$978$1,123$64,814$73,4780% APR
440i xDrive AWD$63,145$1,010$1,161$66,934$75,9590% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked