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0% financing or a rebate on a 2022 BMW 4 Series?

Gap in total cost

$5,964

  • 0% wins by $5,964.
  • 0% APR: $739 a month, $48,967 total.
  • Rebate at 7.0%: $839 a month, $54,931 total.
  • The rebate wins below 1.8% APR.
  • 430i Gran Coupe RWD, $46,195 with destination.
  • Cheaper than 74% of 36 coupes (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$49.0kRebate, 7.0% APR$54.9k
Down payment plus 60 months of payments. Orange: cheaper.
2022 BMW 4 Series: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
430i Gran Coupe RWD$46,195$739$839$48,967$54,9310% APR
430i RWD$46,795$749$850$49,603$55,6750% APR
430i Gran Coupe RWD$48,145$770$876$51,034$57,3500% APR
430i xDrive AWD$48,795$781$888$51,723$58,1560% APR
430i RWD$54,295$869$992$57,553$64,9790% APR
430i xDrive AWD$56,295$901$1,031$59,673$67,4600% APR
M440i RWD$57,695$923$1,057$61,157$69,1970% APR
M440i xDrive Gran Coupe$59,195$947$1,086$62,747$71,0580% APR
M440i xDrive AWD$59,695$955$1,095$63,277$71,6780% APR
M440i xDrive Gran Coupe AWD$61,145$978$1,123$64,814$73,4770% APR
M440i RWD$65,195$1,043$1,200$69,107$78,5010% APR
M440i xDrive AWD$67,195$1,075$1,238$71,227$80,9820% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked