2026 BMW 4 Series monthly payment by trim
Monthly payment, 2026 BMW 4 Series
$999a month
- 430i Gran Coupe RWD, 60 months, 10% down.
- Needs about $119,900 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| 430i Gran Coupe RWD | $52,550 | $3,153 | $50,448 | $999 | $860 | $761 | $9,488 |
| 430i xDrive Gran Coupe AWD | $54,550 | $3,273 | $52,368 | $1,037 | $893 | $790 | $9,849 |
| 430i Coupe RWD | $54,650 | $3,279 | $52,464 | $1,039 | $894 | $792 | $9,867 |
| 430i RWD | $54,650 | $3,279 | $52,464 | $1,039 | $894 | $792 | $9,867 |
| 430i xDrive AWD | $54,650 | $3,279 | $52,464 | $1,039 | $894 | $792 | $9,867 |
| 430i xDrive Coupe | $56,650 | $3,399 | $54,384 | $1,077 | $927 | $821 | $10,228 |
| 430i Convertible RWD | $62,650 | $3,759 | $60,144 | $1,191 | $1,025 | $908 | $11,311 |
| 430i xDrive Convertible | $64,650 | $3,879 | $62,064 | $1,229 | $1,058 | $937 | $11,672 |
| M440i Gran Coupe RWD | $66,450 | $3,987 | $63,792 | $1,263 | $1,088 | $963 | $11,997 |
| M440i Coupe RWD | $68,450 | $4,107 | $65,712 | $1,301 | $1,120 | $992 | $12,359 |
| M440i RWD | $68,450 | $4,107 | $65,712 | $1,301 | $1,120 | $992 | $12,359 |
| M440i xDrive AWD | $68,450 | $4,107 | $65,712 | $1,301 | $1,120 | $992 | $12,359 |
| M440i xDrive Gran Coupe AWD | $68,450 | $4,107 | $65,712 | $1,301 | $1,120 | $992 | $12,359 |
| M440i xDrive Coupe | $70,450 | $4,227 | $67,632 | $1,339 | $1,153 | $1,021 | $12,720 |
| M440i Convertible RWD | $76,550 | $4,593 | $73,488 | $1,455 | $1,253 | $1,109 | $13,821 |
| M440i xDrive Convertible | $78,550 | $4,713 | $75,408 | $1,493 | $1,286 | $1,138 | $14,182 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $999 | $119,900 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,082 | $129,900 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree