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2026 BMW 4 Series monthly payment by trim

Monthly payment, 2026 BMW 4 Series

$999a month

  • 430i Gran Coupe RWD, 60 months, 10% down.
  • Needs about $119,900 a year.

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10% down. 7.0% APR. 60 months. 6% tax.

430i Gran Coupe RWD$999430i xDrive Gran Coupe AWD$1,037430i Coupe RWD$1,039430i RWD$1,039430i xDrive AWD$1,039430i xDrive Coupe$1,077430i Convertible RWD$1,191430i xDrive Convertible$1,229M440i Gran Coupe RWD$1,263M440i Coupe RWD$1,301M440i RWD$1,301M440i xDrive AWD$1,301M440i xDrive Gran Coupe A…$1,301M440i xDrive Coupe$1,339M440i Convertible RWD$1,455M440i xDrive Convertible$1,493
16 trims. 10% down. 7.0% APR. 60 months. 6% tax.
2026 BMW 4 Series monthly payment by trim
TrimMSRP + destinationTax 6%Financed60 months72 months84 monthsInterest, 60 months
430i Gran Coupe RWD$52,550$3,153$50,448$999$860$761$9,488
430i xDrive Gran Coupe AWD$54,550$3,273$52,368$1,037$893$790$9,849
430i Coupe RWD$54,650$3,279$52,464$1,039$894$792$9,867
430i RWD$54,650$3,279$52,464$1,039$894$792$9,867
430i xDrive AWD$54,650$3,279$52,464$1,039$894$792$9,867
430i xDrive Coupe$56,650$3,399$54,384$1,077$927$821$10,228
430i Convertible RWD$62,650$3,759$60,144$1,191$1,025$908$11,311
430i xDrive Convertible$64,650$3,879$62,064$1,229$1,058$937$11,672
M440i Gran Coupe RWD$66,450$3,987$63,792$1,263$1,088$963$11,997
M440i Coupe RWD$68,450$4,107$65,712$1,301$1,120$992$12,359
M440i RWD$68,450$4,107$65,712$1,301$1,120$992$12,359
M440i xDrive AWD$68,450$4,107$65,712$1,301$1,120$992$12,359
M440i xDrive Gran Coupe AWD$68,450$4,107$65,712$1,301$1,120$992$12,359
M440i xDrive Coupe$70,450$4,227$67,632$1,339$1,153$1,021$12,720
M440i Convertible RWD$76,550$4,593$73,488$1,455$1,253$1,109$13,821
M440i xDrive Convertible$78,550$4,713$75,408$1,493$1,286$1,138$14,182

Salary needed

Salary needed for the 430i Gran Coupe RWD
RuleDownTermPaymentSalary needed
Payment under 10% of gross pay10%60 months$999$119,900
20/4/10: 20% down, 4 years, under 10% of pay20%48 months$1,082$129,900

Both rules use the payment only. Insurance not included.

What this cannot tell you

MSRP. Dealer price, incentives and insurance differ.

Tax and fees vary by state.

How values are checked