2025 BMW 4 Series monthly payment by trim
Monthly payment, 2025 BMW 4 Series
$966a month
- 430i Gran Coupe RWD, 60 months, 10% down.
- Needs about $115,900 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| 430i Gran Coupe RWD | $50,825 | $3,050 | $48,792 | $966 | $832 | $736 | $9,176 |
| 430i Coupe RWD | $52,325 | $3,140 | $50,232 | $995 | $856 | $758 | $9,447 |
| 430i RWD | $52,325 | $3,140 | $50,232 | $995 | $856 | $758 | $9,447 |
| 430i xDrive AWD | $52,325 | $3,140 | $50,232 | $995 | $856 | $758 | $9,447 |
| 430i xDrive Gran Coupe AWD | $52,825 | $3,170 | $50,712 | $1,004 | $865 | $765 | $9,538 |
| 430i xDrive Coupe | $54,325 | $3,260 | $52,152 | $1,033 | $889 | $787 | $9,808 |
| 430i Convertible RWD | $60,325 | $3,620 | $57,912 | $1,147 | $987 | $874 | $10,892 |
| 430i xDrive Convertible | $62,325 | $3,740 | $59,832 | $1,185 | $1,020 | $903 | $11,253 |
| M440i Gran Coupe RWD | $64,375 | $3,863 | $61,800 | $1,224 | $1,054 | $933 | $11,623 |
| M440i Coupe RWD | $66,025 | $3,962 | $63,384 | $1,255 | $1,081 | $957 | $11,921 |
| M440i RWD | $66,025 | $3,962 | $63,384 | $1,255 | $1,081 | $957 | $11,921 |
| M440i xDrive AWD | $66,025 | $3,962 | $63,384 | $1,255 | $1,081 | $957 | $11,921 |
| M440i xDrive Gran Coupe AWD | $66,375 | $3,983 | $63,720 | $1,262 | $1,086 | $962 | $11,984 |
| M440i xDrive Coupe | $68,025 | $4,082 | $65,304 | $1,293 | $1,113 | $986 | $12,282 |
| M440i Convertible RWD | $74,025 | $4,442 | $71,064 | $1,407 | $1,212 | $1,073 | $13,365 |
| M440i xDrive Convertible | $76,025 | $4,562 | $72,984 | $1,445 | $1,244 | $1,102 | $13,726 |
Dashed mark: destination fee of other trims that year.
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $966 | $115,900 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,047 | $125,600 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree