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0% financing or a rebate on a 2025 BMW M5?

Gap in total cost

$19,411

  • 0% wins by $19,411.
  • 0% APR: $1,931 a month, $127,916 total.
  • Rebate at 7.0%: $2,254 a month, $147,327 total.
  • The rebate wins below 0.7% APR.
  • AWD, $120,675 with destination.
  • Cheaper than 12% of 83 sedans (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$128kRebate, 7.0% APR$147k
Down payment plus 60 months of payments. Orange: cheaper.
2025 BMW M5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$120,675$1,931$2,254$127,916$147,3270% APR
Touring AWD$122,675$1,963$2,292$130,036$149,8080% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked