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GizmoDriver

0% financing or a rebate on a 2020 BMW M5?

Gap in total cost

$16,346

  • 0% wins by $16,346.
  • 0% APR: $1,659 a month, $109,917 total.
  • Rebate at 7.0%: $1,932 a month, $126,262 total.
  • The rebate wins below 0.8% APR.
  • AWD, $103,695 with destination.
  • Cheaper than 7% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$110kRebate, 7.0% APR$126k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW M5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$103,695$1,659$1,932$109,917$126,2620% APR
Competition AWD$110,995$1,776$2,070$117,655$135,3180% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked