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0% financing or a rebate on a 2020 Mercedes-Benz S-Class?

Gap in total cost

$14,821

  • 0% wins by $14,821.
  • 0% APR: $1,524 a month, $100,960 total.
  • Rebate at 7.0%: $1,771 a month, $115,781 total.
  • The rebate wins below 0.9% APR.
  • S 450 RWD, $95,245 with destination.
  • Cheaper than 10% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$101kRebate, 7.0% APR$116k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Mercedes-Benz S-Class: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
S 450 RWD$95,245$1,524$1,771$100,960$115,7810% APR
S 450 4MATIC AWD$98,245$1,572$1,828$104,140$119,5020% APR
S 560 RWD$105,445$1,687$1,965$111,772$128,4340% APR
S 560 4MATIC AWD$108,445$1,735$2,022$114,952$132,1560% APR
S 560e RWD$110,745$1,772$2,066$117,390$135,0090% APR
S 560 4MATIC AWD$131,145$2,098$2,453$139,014$160,3170% APR
S 560 Cabriolet RWD$139,595$2,234$2,614$147,971$170,8000% APR
S AMG 63 4MATIC Sedan AWD$152,595$2,442$2,861$161,751$186,9270% APR
S AMG 63 4MATIC Coupe AWD$172,395$2,758$3,238$182,739$211,4900% APR
Maybach S 560 4MATIC Sedan AWD$173,995$2,784$3,268$184,435$213,4750% APR
S AMG 63 4MATIC Cabriolet AWD$184,495$2,952$3,468$195,565$226,5010% APR
Maybach S 650 Sedan RWD$203,545$3,257$3,830$215,758$250,1330% APR
S AMG 65 Sedan RWD$236,595$3,786$4,458$250,791$291,1340% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked