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GizmoDriver

0% financing or a rebate on a 2026 BMW M5?

Gap in total cost

$20,146

  • 0% wins by $20,146.
  • 0% APR: $1,996 a month, $132,235 total.
  • Rebate at 7.0%: $2,332 a month, $152,381 total.
  • The rebate wins below 0.7% APR.
  • AWD, $124,750 with destination.
  • Cheaper than 12% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$132kRebate, 7.0% APR$152k
Down payment plus 60 months of payments. Orange: cheaper.
2026 BMW M5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$124,750$1,996$2,332$132,235$152,3810% APR
Touring AWD$126,750$2,028$2,370$134,355$154,8620% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked