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0% financing or a rebate on a 2025 BMW M3?

Gap in total cost

$11,557

  • 0% wins by $11,557.
  • 0% APR: $1,235 a month, $81,806 total.
  • Rebate at 7.0%: $1,427 a month, $93,363 total.
  • The rebate wins below 1.1% APR.
  • Sedan RWD, $77,175 with destination.
  • Cheaper than 28% of 83 sedans (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$81.8kRebate, 7.0% APR$93.4k
Down payment plus 60 months of payments. Orange: cheaper.
2025 BMW M3: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Sedan RWD$77,175$1,235$1,427$81,806$93,3630% APR
RWD$77,875$1,246$1,441$82,548$94,2310% APR
Competition Sedan RWD$81,375$1,302$1,507$86,258$98,5730% APR
Competition RWD$82,075$1,313$1,521$87,000$99,4410% APR
Competition xDrive Sedan$86,475$1,384$1,604$91,664$104,9000% APR
Competition xDrive AWD$87,175$1,395$1,617$92,406$105,7680% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked