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0% financing or a rebate on a 2022 BMW M3?

Gap in total cost

$10,460

  • 0% wins by $10,460.
  • 0% APR: $1,138 a month, $75,361 total.
  • Rebate at 7.0%: $1,312 a month, $85,821 total.
  • The rebate wins below 1.2% APR.
  • RWD, $71,095 with destination.
  • Cheaper than 26% of 90 sedans (2022) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$75.4kRebate, 7.0% APR$85.8k
Down payment plus 60 months of payments. Orange: cheaper.
2022 BMW M3: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
RWD$71,095$1,138$1,312$75,361$85,8210% APR
Competition RWD$73,995$1,184$1,367$78,435$89,4180% APR
Competition xDrive AWD$78,095$1,250$1,445$82,781$94,5040% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked