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0% financing or a rebate on a 2024 BMW M3?

Gap in total cost

$11,525

  • 0% wins by $11,525.
  • 0% APR: $1,232 a month, $81,615 total.
  • Rebate at 7.0%: $1,424 a month, $93,140 total.
  • The rebate wins below 1.1% APR.
  • RWD, $76,995 with destination.
  • Cheaper than 26% of 81 sedans (2024) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$81.6kRebate, 7.0% APR$93.1k
Down payment plus 60 months of payments. Orange: cheaper.
2024 BMW M3: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
RWD$76,995$1,232$1,424$81,615$93,1400% APR
Competition RWD$81,195$1,299$1,504$86,067$98,3500% APR
Competition xDrive AWD$85,295$1,365$1,582$90,413$103,4360% APR
CS AWD$119,695$1,915$2,236$126,877$146,1110% APR
CS RWD$119,695$1,915$2,236$126,877$146,1110% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked