2026 Ford F-150 Lightning monthly payment by trim
Monthly payment, 2026 Ford F-150 Lightning
$1,083a month
- Pro 4WD, 60 months, 10% down.
- Needs about $130,000 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Pro 4WD | $56,975 | $3,419 | $54,696 | $1,083 | $933 | $826 | $10,287 |
| Pro SuperCrew AWD | $57,575 | $3,455 | $55,272 | $1,094 | $942 | $834 | $10,395 |
| STX 4WD | $65,540 | $3,932 | $62,918 | $1,246 | $1,073 | $950 | $11,833 |
| STX SuperCrew AWD | $66,140 | $3,968 | $63,494 | $1,257 | $1,083 | $958 | $11,942 |
| Flash 4WD | $68,190 | $4,091 | $65,462 | $1,296 | $1,116 | $988 | $12,312 |
| Flash SuperCrew AWD | $68,790 | $4,127 | $66,038 | $1,308 | $1,126 | $997 | $12,420 |
| Lariat 4WD | $77,150 | $4,629 | $74,064 | $1,467 | $1,263 | $1,118 | $13,929 |
| Lariat SuperCrew AWD | $77,790 | $4,667 | $74,678 | $1,479 | $1,273 | $1,127 | $14,045 |
| Platinum 4WD | $87,190 | $5,231 | $83,702 | $1,657 | $1,427 | $1,263 | $15,742 |
| Platinum SuperCrew AWD | $87,790 | $5,267 | $84,278 | $1,669 | $1,437 | $1,272 | $15,850 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,083 | $130,000 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,173 | $140,800 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree