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0% financing or a rebate on a 2026 Ford F-150 Lightning?

Gap in total cost

$7,910

  • 0% wins by $7,910.
  • 0% APR: $912 a month, $60,394 total.
  • Rebate at 7.0%: $1,043 a month, $68,304 total.
  • The rebate wins below 1.5% APR.
  • Pro 4WD, $56,975 with destination.
  • Cheaper than 24% of 22 trucks (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$60.4kRebate, 7.0% APR$68.3k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Ford F-150 Lightning: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Pro 4WD$56,975$912$1,043$60,394$68,3040% APR
Pro SuperCrew AWD$57,575$921$1,055$61,030$69,0480% APR
STX 4WD$65,540$1,049$1,206$69,472$78,9290% APR
STX SuperCrew AWD$66,140$1,058$1,218$70,108$79,6730% APR
Flash 4WD$68,190$1,091$1,257$72,281$82,2160% APR
Flash SuperCrew AWD$68,790$1,101$1,268$72,917$82,9610% APR
Lariat 4WD$77,150$1,234$1,427$81,779$93,3320% APR
Lariat SuperCrew AWD$77,790$1,245$1,439$82,457$94,1260% APR
Platinum 4WD$87,190$1,395$1,618$92,421$105,7870% APR
Platinum SuperCrew AWD$87,790$1,405$1,629$93,057$106,5310% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked