2025 Ford F-150 Lightning monthly payment by trim
Monthly payment, 2025 Ford F-150 Lightning
$996a month
- Pro SuperCrew AWD, 60 months, 10% down.
- Needs about $119,500 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Pro SuperCrew AWD | $52,375 | $3,143 | $50,280 | $996 | $857 | $759 | $9,456 |
| Pro 4WD | $56,975 | $3,419 | $54,696 | $1,083 | $933 | $826 | $10,287 |
| XLT 4WD | $65,540 | $3,932 | $62,918 | $1,246 | $1,073 | $950 | $11,833 |
| XLT SuperCrew AWD | $65,940 | $3,956 | $63,302 | $1,253 | $1,079 | $955 | $11,905 |
| Flash 4WD | $72,190 | $4,331 | $69,302 | $1,372 | $1,182 | $1,046 | $13,034 |
| Flash SuperCrew AWD | $72,590 | $4,355 | $69,686 | $1,380 | $1,188 | $1,052 | $13,106 |
| Lariat 4WD | $79,190 | $4,751 | $76,022 | $1,505 | $1,296 | $1,147 | $14,298 |
| Lariat SuperCrew AWD | $79,590 | $4,775 | $76,406 | $1,513 | $1,303 | $1,153 | $14,370 |
| Platinum 4WD | $87,190 | $5,231 | $83,702 | $1,657 | $1,427 | $1,263 | $15,742 |
| Platinum SuperCrew AWD | $87,590 | $5,255 | $84,086 | $1,665 | $1,434 | $1,269 | $15,814 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $996 | $119,500 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,079 | $129,400 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree