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0% financing or a rebate on a 2026 Hyundai Santa Cruz?

Gap in total cost

$3,283

  • 0% wins by $3,283.
  • 0% APR: $502 a month, $33,231 total.
  • Rebate at 7.0%: $556 a month, $36,514 total.
  • The rebate wins below 2.7% APR.
  • SE FWD, $31,350 with destination.
  • Cheaper than 95% of 22 trucks (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$33.2kRebate, 7.0% APR$36.5k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Hyundai Santa Cruz: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
SE Crew Cab FWD$31,350$502$556$33,231$36,5140% APR
SE FWD$31,350$502$556$33,231$36,5140% APR
SE AWD$32,850$526$585$34,821$38,3750% APR
SE Crew Cab AWD$32,850$526$585$34,821$38,3750% APR
SEL Crew Cab FWD$33,000$528$588$34,980$38,5610% APR
SEL FWD$33,000$528$588$34,980$38,5610% APR
SEL AWD$34,500$552$616$36,570$40,4220% APR
SEL Crew Cab AWD$34,500$552$616$36,570$40,4220% APR
SEL Activity FWD$36,050$577$646$38,213$42,3450% APR
SEL Activity AWD$37,550$601$674$39,803$44,2050% APR
XRT AWD$42,950$687$777$45,527$50,9040% APR
XRT Crew Cab AWD$42,950$687$777$45,527$50,9040% APR
Limited AWD$45,300$725$821$48,018$53,8190% APR
Limited Crew Cab AWD$45,300$725$821$48,018$53,8190% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked