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0% financing or a rebate on a 2025 Hyundai Santa Cruz?

Gap in total cost

$3,085

  • 0% wins by $3,085.
  • 0% APR: $484 a month, $32,060 total.
  • Rebate at 7.0%: $535 a month, $35,145 total.
  • The rebate wins below 2.8% APR.
  • SE FWD, $30,245 with destination.
  • Cheaper than 95% of 22 trucks (2025) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$32.1kRebate, 7.0% APR$35.1k
Down payment plus 60 months of payments. Orange: cheaper.
2025 Hyundai Santa Cruz: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
SE Crew Cab FWD$30,245$484$535$32,060$35,1450% APR
SE FWD$30,245$484$535$32,060$35,1450% APR
SE AWD$31,745$508$564$33,650$37,0060% APR
SE Crew Cab AWD$31,745$508$564$33,650$37,0060% APR
SEL Crew Cab FWD$31,945$511$568$33,862$37,2540% APR
SEL FWD$31,945$511$568$33,862$37,2540% APR
SEL AWD$33,445$535$596$35,452$39,1150% APR
SEL Crew Cab AWD$33,445$535$596$35,452$39,1150% APR
SEL Activity FWD$34,945$559$625$37,042$40,9760% APR
SEL Activity AWD$36,445$583$653$38,632$42,8370% APR
XRT AWD$41,745$668$754$44,250$49,4120% APR
XRT Crew Cab AWD$41,745$668$754$44,250$49,4120% APR
Limited AWD$44,245$708$802$46,900$52,5130% APR
Limited Crew Cab AWD$44,245$708$802$46,900$52,5130% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked