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0% financing or a rebate on a 2026 BMW X1?

Gap in total cost

$5,666

  • 0% wins by $5,666.
  • 0% APR: $713 a month, $47,223 total.
  • Rebate at 7.0%: $807 a month, $52,889 total.
  • The rebate wins below 1.9% APR.
  • xDrive28i AWD, $44,550 with destination.
  • Cheaper than 58% of 176 SUVs (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$47.2kRebate, 7.0% APR$52.9k
Down payment plus 60 months of payments. Orange: cheaper.
2026 BMW X1: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
xDrive28i AWD$44,550$713$807$47,223$52,8890% APR
M35i AWD$53,750$860$982$56,975$64,3020% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked