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GizmoDriver

0% financing or a rebate on a 2020 BMW X1?

Gap in total cost

$4,159

  • 0% wins by $4,159.
  • 0% APR: $579 a month, $38,367 total.
  • Rebate at 7.0%: $648 a month, $42,525 total.
  • The rebate wins below 2.4% APR.
  • sDrive28i FWD, $36,195 with destination.
  • Cheaper than 55% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$38.4kRebate, 7.0% APR$42.5k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW X1: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
sDrive28i FWD$36,195$579$648$38,367$42,5250% APR
xDrive28i AWD$38,195$611$686$40,487$45,0070% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked