2026 BMW X1 monthly payment by trim
Monthly payment, 2026 BMW X1
$847a month
- xDrive28i AWD, 60 months, 10% down.
- Needs about $101,600 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| xDrive28i AWD | $44,550 | $2,673 | $42,768 | $847 | $729 | $645 | $8,043 |
| M35i AWD | $53,750 | $3,225 | $51,600 | $1,022 | $880 | $779 | $9,705 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $847 | $101,600 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $917 | $110,100 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree