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0% financing or a rebate on a 2025 BMW X4?

Gap in total cost

$7,608

  • 0% wins by $7,608.
  • 0% APR: $885 a month, $58,618 total.
  • Rebate at 7.0%: $1,012 a month, $66,226 total.
  • The rebate wins below 1.5% APR.
  • xDrive30i AWD, $55,300 with destination.
  • Cheaper than 39% of 189 SUVs (2025) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$58.6kRebate, 7.0% APR$66.2k
Down payment plus 60 months of payments. Orange: cheaper.
2025 BMW X4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
xDrive30i AWD$55,300$885$1,012$58,618$66,2260% APR
M40i AWD$66,700$1,067$1,228$70,702$80,3680% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked