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GizmoDriver

0% financing or a rebate on a 2020 BMW X4?

Gap in total cost

$7,029

  • 0% wins by $7,029.
  • 0% APR: $834 a month, $55,221 total.
  • Rebate at 7.0%: $951 a month, $62,250 total.
  • The rebate wins below 1.6% APR.
  • xDrive30i AWD, $52,095 with destination.
  • Cheaper than 28% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$55.2kRebate, 7.0% APR$62.3k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW X4: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
xDrive30i AWD$52,095$834$951$55,221$62,2500% APR
M40i AWD$61,995$992$1,139$65,715$74,5320% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked