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GizmoDriver

0% financing or a rebate on a 2023 BMW X5 M?

Gap in total cost

$17,286

  • 0% wins by $17,286.
  • 0% APR: $1,742 a month, $115,434 total.
  • Rebate at 7.0%: $2,030 a month, $132,720 total.
  • The rebate wins below 0.8% APR.
  • AWD, $108,900 with destination.
  • Cheaper than 5% of 180 SUVs (2023) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$115kRebate, 7.0% APR$133k
Down payment plus 60 months of payments. Orange: cheaper.
2023 BMW X5 M: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$108,900$1,742$2,030$115,434$132,7200% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked