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GizmoDriver

0% financing or a rebate on a 2021 BMW X5 M?

Gap in total cost

$16,600

  • 0% wins by $16,600.
  • 0% APR: $1,682 a month, $111,406 total.
  • Rebate at 7.0%: $1,958 a month, $128,006 total.
  • The rebate wins below 0.8% APR.
  • AWD, $105,100 with destination.
  • Cheaper than 5% of 144 SUVs (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$111kRebate, 7.0% APR$128k
Down payment plus 60 months of payments. Orange: cheaper.
2021 BMW X5 M: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
AWD$105,100$1,682$1,958$111,406$128,0060% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked