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0% financing or a rebate on a 2021 Kia Soul?

Gap in total cost

$1,011

  • 0% wins by $1,011.
  • 0% APR: $300 a month, $19,891 total.
  • Rebate at 7.0%: $317 a month, $20,902 total.
  • The rebate wins below 4.7% APR.
  • LX FWD, $18,765 with destination.
  • Cheaper than 100% of 5 wagons (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$19.9kRebate, 7.0% APR$20.9k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Kia Soul: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$18,765$300$317$19,891$20,9020% APR
LX Manual FWD$18,765$300$317$19,891$20,9020% APR
LX IVT FWD$20,265$324$346$21,481$22,7630% APR
S FWD$21,865$350$376$23,177$24,7480% APR
S IVT FWD$21,865$350$376$23,177$24,7480% APR
GT-Line FWD$22,965$367$397$24,343$26,1120% APR
GT-Line IVT FWD$22,965$367$397$24,343$26,1120% APR
X-Line FWD$22,965$367$397$24,343$26,1120% APR
X-Line IVT FWD$22,965$367$397$24,343$26,1120% APR
EX FWD$24,525$392$427$25,997$28,0470% APR
EX IVT FWD$24,525$392$427$25,997$28,0470% APR
Turbo DCT FWD$28,825$461$508$30,555$33,3820% APR
Turbo FWD$28,825$461$508$30,555$33,3820% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked