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0% financing or a rebate on a 2020 Kia Soul?

Gap in total cost

$984

  • 0% wins by $984.
  • 0% APR: $298 a month, $19,727 total.
  • Rebate at 7.0%: $314 a month, $20,711 total.
  • The rebate wins below 4.8% APR.
  • LX FWD, $18,610 with destination.
  • Cheaper than 100% of 4 wagons (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$19.7kRebate, 7.0% APR$20.7k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Kia Soul: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
LX FWD$18,610$298$314$19,727$20,7110% APR
LX Manual FWD$18,610$298$314$19,727$20,7110% APR
LX IVT FWD$20,110$322$343$21,317$22,5720% APR
GT-Line IVT FWD$21,410$343$367$22,695$24,1840% APR
S FWD$21,410$343$367$22,695$24,1840% APR
S IVT FWD$21,410$343$367$22,695$24,1840% APR
GT-Line FWD$21,710$347$373$23,013$24,5560% APR
X-Line FWD$22,610$362$390$23,967$25,6730% APR
X-Line IVT FWD$22,610$362$390$23,967$25,6730% APR
EX FWD$23,810$381$413$25,239$27,1620% APR
EX IVT FWD$23,810$381$413$25,239$27,1620% APR
GT-Line Turbo DCT FWD$28,610$458$504$30,327$33,1160% APR
GT-Line Turbo FWD$28,610$458$504$30,327$33,1160% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked