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0% financing or a rebate on a 2021 BMW 5 Series?

Gap in total cost

$7,589

  • 0% wins by $7,589.
  • 0% APR: $883 a month, $58,507 total.
  • Rebate at 7.0%: $1,010 a month, $66,096 total.
  • The rebate wins below 1.5% APR.
  • 530i RWD, $55,195 with destination.
  • Cheaper than 32% of 83 sedans (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$58.5kRebate, 7.0% APR$66.1k
Down payment plus 60 months of payments. Orange: cheaper.
2021 BMW 5 Series: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
530i RWD$55,195$883$1,010$58,507$66,0960% APR
530i xDrive AWD$57,495$920$1,053$60,945$68,9490% APR
530e Plug-In Hybrid RWD$58,195$931$1,067$61,687$69,8180% APR
530e RWD$58,195$931$1,067$61,687$69,8180% APR
540i RWD$60,445$967$1,109$64,072$72,6090% APR
530e xDrive AWD$60,495$968$1,110$64,125$72,6710% APR
530e xDrive Hybrid Plug-in AWD$60,495$968$1,110$64,125$72,6710% APR
540i xDrive AWD$62,745$1,004$1,153$66,510$75,4620% APR
M550i xDrive AWD$77,795$1,245$1,439$82,463$94,1320% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked