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0% financing or a rebate on a 2020 BMW 5 Series?

Gap in total cost

$7,535

  • 0% wins by $7,535.
  • 0% APR: $878 a month, $58,189 total.
  • Rebate at 7.0%: $1,004 a month, $65,724 total.
  • The rebate wins below 1.5% APR.
  • 530i RWD, $54,895 with destination.
  • Cheaper than 31% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$58.2kRebate, 7.0% APR$65.7k
Down payment plus 60 months of payments. Orange: cheaper.
2020 BMW 5 Series: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
530e iPerformance Plug-In Hybrid RWD$54,895$878$1,004$58,189$65,7240% APR
530i RWD$54,895$878$1,004$58,189$65,7240% APR
530e RWD$56,345$902$1,031$59,726$67,5220% APR
530e xDrive Hybrid Plug-in iPerformance Sedan AWD$57,195$915$1,048$60,627$68,5770% APR
530i xDrive AWD$57,195$915$1,048$60,627$68,5770% APR
530e xDrive AWD$58,645$938$1,075$62,164$70,3760% APR
540i RWD$60,445$967$1,109$64,072$72,6090% APR
540i xDrive AWD$62,745$1,004$1,153$66,510$75,4620% APR
M550i xDrive AWD$77,645$1,242$1,436$82,304$93,9460% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked