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GizmoDriver

0% financing or a rebate on a 2020 Volvo XC40?

Gap in total cost

$3,888

  • 0% wins by $3,888.
  • 0% APR: $555 a month, $36,777 total.
  • Rebate at 7.0%: $620 a month, $40,665 total.
  • The rebate wins below 2.5% APR.
  • T4 Momentum FWD, $34,695 with destination.
  • Cheaper than 59% of 134 SUVs (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$36.8kRebate, 7.0% APR$40.7k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Volvo XC40: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
T4 Momentum FWD$34,695$555$620$36,777$40,6650% APR
T5 Momentum AWD$36,695$587$658$38,897$43,1460% APR
T4 R-Design FWD$40,945$655$739$43,402$48,4180% APR
T4 Inscription FWD$41,445$663$748$43,932$49,0380% APR
T5 R-Design AWD$42,945$687$777$45,522$50,8990% APR
T5 Inscription AWD$43,445$695$786$46,052$51,5190% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked