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GizmoDriver

0% financing or a rebate on a 2021 Volvo XC40?

Gap in total cost

$3,906

  • 0% wins by $3,906.
  • 0% APR: $557 a month, $36,883 total.
  • Rebate at 7.0%: $622 a month, $40,789 total.
  • The rebate wins below 2.5% APR.
  • T4 Momentum FWD, $34,795 with destination.
  • Cheaper than 62% of 144 SUVs (2021) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$36.9kRebate, 7.0% APR$40.8k
Down payment plus 60 months of payments. Orange: cheaper.
2021 Volvo XC40: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
T4 Momentum FWD$34,795$557$622$36,883$40,7890% APR
T5 Momentum AWD$36,795$589$660$39,003$43,2700% APR
T4 R-Design FWD$40,045$641$722$42,448$47,3020% APR
T4 Inscription FWD$40,545$649$731$42,978$47,9220% APR
T5 R-Design AWD$42,045$673$760$44,568$49,7830% APR
T5 Inscription AWD$42,545$681$769$45,098$50,4030% APR
Recharge P8 eAWD Pure Electric AWD$55,085$881$1,008$58,390$65,9590% APR
Recharge P8 eAWD Pure Electric R-Design$55,085$881$1,008$58,390$65,9590% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked