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0% financing or a rebate on a 2020 Volkswagen Passat?

Gap in total cost

$1,942

  • 0% wins by $1,942.
  • 0% APR: $383 a month, $25,350 total.
  • Rebate at 7.0%: $415 a month, $27,292 total.
  • The rebate wins below 3.6% APR.
  • S FWD, $23,915 with destination.
  • Cheaper than 80% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$25.3kRebate, 7.0% APR$27.3k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Volkswagen Passat: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
S FWD$23,915$383$415$25,350$27,2920% APR
SE FWD$26,765$428$469$28,371$30,8270% APR
R-Line FWD$29,565$473$522$31,339$34,3010% APR
SEL FWD$32,015$512$569$33,936$37,3400% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked