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0% financing or a rebate on a 2020 Subaru Legacy?

Gap in total cost

$1,894

  • 0% wins by $1,894.
  • 0% APR: $378 a month, $25,064 total.
  • Rebate at 7.0%: $410 a month, $26,957 total.
  • The rebate wins below 3.7% APR.
  • AWD, $23,645 with destination.
  • Cheaper than 82% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$25.1kRebate, 7.0% APR$27.0k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Subaru Legacy: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
2.5i AWD$23,645$378$410$25,064$26,9570% APR
AWD$23,645$378$410$25,064$26,9570% APR
2.5i Premium AWD$25,895$414$453$27,449$29,7490% APR
Premium AWD$25,895$414$453$27,449$29,7490% APR
2.5i Sport AWD$27,845$446$490$29,516$32,1680% APR
Sport AWD$27,845$446$490$29,516$32,1680% APR
2.5i Limited AWD$30,645$490$543$32,484$35,6420% APR
Limited AWD$30,645$490$543$32,484$35,6420% APR
Limited XT AWD$35,095$562$628$37,201$41,1620% APR
Touring XT AWD$36,795$589$660$39,003$43,2710% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked