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0% financing or a rebate on a 2020 Hyundai Sonata?

Gap in total cost

$2,064

  • 0% wins by $2,064.
  • 0% APR: $394 a month, $26,071 total.
  • Rebate at 7.0%: $428 a month, $28,135 total.
  • The rebate wins below 3.5% APR.
  • SE FWD, $24,595 with destination.
  • Cheaper than 77% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$26.1kRebate, 7.0% APR$28.1k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Hyundai Sonata: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
SE FWD$24,595$394$428$26,071$28,1350% APR
SEL FWD$26,695$427$468$28,297$30,7400% APR
SEL Plus FWD$28,645$458$505$30,364$33,1590% APR
Hybrid Blue FWD$28,745$460$507$30,470$33,2830% APR
Hybrid SEL FWD$30,895$494$548$32,749$35,9510% APR
Limited FWD$34,495$552$616$36,565$40,4160% APR
Hybrid Limited FWD$36,295$581$650$38,473$42,6490% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked