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0% financing or a rebate on a 2020 Lincoln MKZ?

Gap in total cost

$4,440

  • 0% wins by $4,440.
  • 0% APR: $604 a month, $40,010 total.
  • Rebate at 7.0%: $678 a month, $44,449 total.
  • The rebate wins below 2.3% APR.
  • FWD, $37,745 with destination.
  • Cheaper than 50% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$40.0kRebate, 7.0% APR$44.4k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Lincoln MKZ: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
FWD$37,745$604$678$40,010$44,4490% APR
Hybrid FWD$37,745$604$678$40,010$44,4490% APR
Hybrid Standard FWD$37,745$604$678$40,010$44,4490% APR
Standard FWD$37,745$604$678$40,010$44,4490% APR
Standard AWD$39,745$636$716$42,130$46,9300% APR
Hybrid Reserve FWD$43,495$696$787$46,105$51,5830% APR
Hybrid Reserve I FWD$43,495$696$787$46,105$51,5830% APR
Reserve FWD$43,495$696$787$46,105$51,5830% APR
Reserve I FWD$43,495$696$787$46,105$51,5830% APR
Reserve AWD$45,495$728$825$48,225$54,0640% APR
Reserve I AWD$45,495$728$825$48,225$54,0640% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked