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0% financing or a rebate on a 2020 Cadillac CT5?

Gap in total cost

$4,465

  • 0% wins by $4,465.
  • 0% APR: $606 a month, $40,163 total.
  • Rebate at 7.0%: $681 a month, $44,628 total.
  • The rebate wins below 2.2% APR.
  • Luxury RWD, $37,890 with destination.
  • Cheaper than 49% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$40.2kRebate, 7.0% APR$44.6k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Cadillac CT5: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
4dr Sdn Luxury RWD$37,890$606$681$40,163$44,6280% APR
Luxury RWD$37,890$606$681$40,163$44,6280% APR
Luxury Sedan AWD$39,890$638$719$42,283$47,1090% APR
4dr Sdn Premium Luxury RWD$41,690$667$753$44,191$49,3420% APR
Premium Luxury RWD$41,690$667$753$44,191$49,3420% APR
4dr Sdn Sport RWD$42,690$683$772$45,251$50,5830% APR
Sport RWD$42,690$683$772$45,251$50,5830% APR
Premium Luxury Sedan AWD$43,690$699$791$46,311$51,8230% APR
Sport Sedan AWD$44,690$715$810$47,371$53,0640% APR
4dr Sdn V-Series RWD$48,690$779$886$51,611$58,0260% APR
V-Series RWD$48,690$779$886$51,611$58,0260% APR
V-Series AWD$50,690$811$924$53,731$60,5070% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked