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GizmoDriver

0% financing or a rebate on a 2020 Kia Cadenza?

Gap in total cost

$4,644

  • 0% wins by $4,644.
  • 0% APR: $622 a month, $41,218 total.
  • Rebate at 7.0%: $700 a month, $45,862 total.
  • The rebate wins below 2.2% APR.
  • Technology FWD, $38,885 with destination.
  • Cheaper than 46% of 103 sedans (2020) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$41.2kRebate, 7.0% APR$45.9k
Down payment plus 60 months of payments. Orange: cheaper.
2020 Kia Cadenza: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Technology FWD$38,885$622$700$41,218$45,8620% APR
Limited FWD$44,585$713$808$47,260$52,9330% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked