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2026 Rolls-Royce Phantom monthly payment by trim

Monthly payment, 2026 Rolls-Royce Phantom

$11,553a month

  • EWB RWD, 60 months, 10% down.
  • Needs about $1,386,300 a year.

Pick another car

10% down. 7.0% APR. 60 months. 6% tax.

EWB RWD$11,553Extended Wheelbase RWD$12,028
2 trims. 10% down. 7.0% APR. 60 months. 6% tax.
2026 Rolls-Royce Phantom monthly payment by trim
TrimMSRP + destinationTax 6%Financed60 months72 months84 monthsInterest, 60 months
EWB RWD$607,750$36,465$583,440$11,553$9,947$8,806$109,729
Extended Wheelbase RWD$632,750$37,965$607,440$12,028$10,356$9,168$114,242

Salary needed

Salary needed for the EWB RWD
RuleDownTermPaymentSalary needed
Payment under 10% of gross pay10%60 months$11,553$1,386,300
20/4/10: 20% down, 4 years, under 10% of pay20%48 months$12,516$1,501,900

Both rules use the payment only. Insurance not included.

What this cannot tell you

MSRP. Dealer price, incentives and insurance differ.

Tax and fees vary by state.

How values are checked