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GizmoDriver

0% financing or a rebate on a 2026 Rolls-Royce Phantom?

Gap in total cost

$107,352

  • 0% wins by $107,352.
  • 0% APR: $9,724 a month, $644,215 total.
  • Rebate at 7.0%: $11,513 a month, $751,567 total.
  • The rebate wins below 0.1% APR.
  • EWB RWD, $607,750 with destination.
  • Cheaper than 0% of 69 sedans (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$644kRebate, 7.0% APR$752k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Rolls-Royce Phantom: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
EWB RWD$607,750$9,724$11,513$644,215$751,5670% APR
Extended Wheelbase RWD$632,750$10,124$11,988$670,715$782,5800% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked