2026 Rivian R1T monthly payment by trim
Monthly payment, 2026 Rivian R1T
$1,385a month
- Adventure Dual Motor Crew Cab AWD, 60 months, 10% down.
- Needs about $166,300 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| Adventure Dual Motor Crew Cab AWD | $72,885 | $4,373 | $69,970 | $1,385 | $1,193 | $1,056 | $13,159 |
| Dual Standard AWD | $72,885 | $4,373 | $69,970 | $1,385 | $1,193 | $1,056 | $13,159 |
| Dual Motor Standard Pack AWD | $74,885 | $4,493 | $71,890 | $1,424 | $1,226 | $1,085 | $13,520 |
| Dual AWD | $79,885 | $4,793 | $76,690 | $1,519 | $1,307 | $1,157 | $14,423 |
| Dual Motor Large Pack AWD | $81,885 | $4,913 | $78,610 | $1,557 | $1,340 | $1,186 | $14,784 |
| Adventure Performance Dual Motor Crew Cab AWD | $84,885 | $5,093 | $81,490 | $1,614 | $1,389 | $1,230 | $15,326 |
| Performance Dual Motor Large Pack AWD | $86,885 | $5,213 | $83,410 | $1,652 | $1,422 | $1,259 | $15,687 |
| Dual Motor Max Pack AWD | $88,885 | $5,333 | $85,330 | $1,690 | $1,455 | $1,288 | $16,048 |
| Performance Dual Motor Max Pack AWD | $93,885 | $5,633 | $90,130 | $1,785 | $1,537 | $1,360 | $16,951 |
| Ascend Tri Motor Crew Cab AWD | $102,885 | $6,173 | $98,770 | $1,956 | $1,684 | $1,491 | $18,576 |
| Tri AWD | $102,885 | $6,173 | $98,770 | $1,956 | $1,684 | $1,491 | $18,576 |
| Tri Motor Max Pack AWD | $102,885 | $6,173 | $98,770 | $1,956 | $1,684 | $1,491 | $18,576 |
| Ascend Quad Motor Crew Cab AWD | $117,885 | $7,073 | $113,170 | $2,241 | $1,929 | $1,708 | $21,284 |
| Quad AWD | $117,885 | $7,073 | $113,170 | $2,241 | $1,929 | $1,708 | $21,284 |
| Quad Motor Max Pack AWD | $117,885 | $7,073 | $113,170 | $2,241 | $1,929 | $1,708 | $21,284 |
| Launch Edition Quad Motor Crew Cab AWD | $121,795 | $7,308 | $116,923 | $2,315 | $1,993 | $1,765 | $21,990 |
| Quad Motor Launch Edition Max Pack AWD | $121,885 | $7,313 | $117,010 | $2,317 | $1,995 | $1,766 | $22,006 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,385 | $166,300 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,501 | $180,100 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree