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0% financing or a rebate on a 2026 Rivian R1T?

Gap in total cost

$10,783

  • 0% wins by $10,783.
  • 0% APR: $1,166 a month, $77,258 total.
  • Rebate at 7.0%: $1,346 a month, $88,041 total.
  • The rebate wins below 1.1% APR.
  • Dual Standard AWD, $72,885 with destination.
  • Cheaper than 10% of 22 trucks (2026) by MSRP.

Pick another car

Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$77.3kRebate, 7.0% APR$88.0k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Rivian R1T: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
Adventure Dual Motor Crew Cab AWD$72,885$1,166$1,346$77,258$88,0410% APR
Dual Standard AWD$72,885$1,166$1,346$77,258$88,0410% APR
Dual Motor Standard Pack AWD$74,885$1,198$1,384$79,378$90,5220% APR
Dual AWD$79,885$1,278$1,479$84,678$96,7250% APR
Dual Motor Large Pack AWD$81,885$1,310$1,517$86,798$99,2060% APR
Adventure Performance Dual Motor Crew Cab AWD$84,885$1,358$1,574$89,978$102,9280% APR
Performance Dual Motor Large Pack AWD$86,885$1,390$1,612$92,098$105,4090% APR
Dual Motor Max Pack AWD$88,885$1,422$1,650$94,218$107,8900% APR
Performance Dual Motor Max Pack AWD$93,885$1,502$1,745$99,518$114,0920% APR
Ascend Tri Motor Crew Cab AWD$102,885$1,646$1,916$109,058$125,2570% APR
Tri AWD$102,885$1,646$1,916$109,058$125,2570% APR
Tri Motor Max Pack AWD$102,885$1,646$1,916$109,058$125,2570% APR
Ascend Quad Motor Crew Cab AWD$117,885$1,886$2,201$124,958$143,8660% APR
Quad AWD$117,885$1,886$2,201$124,958$143,8660% APR
Quad Motor Max Pack AWD$117,885$1,886$2,201$124,958$143,8660% APR
Launch Edition Quad Motor Crew Cab AWD$121,795$1,949$2,276$129,103$148,7160% APR
Quad Motor Launch Edition Max Pack AWD$121,885$1,950$2,277$129,198$148,8280% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked