2026 Cadillac OPTIQ V monthly payment by trim
Monthly payment, 2026 Cadillac OPTIQ V
$984a month
- 4dr Luxury w/1SC, 60 months, 10% down.
- Needs about $118,100 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| 4dr Luxury w/1SC | $51,790 | $3,107 | $49,718 | $984 | $848 | $750 | $9,351 |
| 4dr Sport w/1SF | $52,395 | $3,144 | $50,299 | $996 | $858 | $759 | $9,460 |
| 4dr Premium Luxury w/1SE | $54,895 | $3,294 | $52,699 | $1,044 | $898 | $795 | $9,911 |
| 4dr Premium Sport w/1SH | $55,395 | $3,324 | $53,179 | $1,053 | $907 | $803 | $10,002 |
| OPTIQ-V AWD | $69,095 | $4,146 | $66,331 | $1,313 | $1,131 | $1,001 | $12,475 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $984 | $118,100 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,067 | $128,000 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree