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0% financing or a rebate on a 2026 Cadillac OPTIQ V?

Gap in total cost

$6,974

  • 0% wins by $6,974.
  • 0% APR: $829 a month, $54,897 total.
  • Rebate at 7.0%: $945 a month, $61,872 total.
  • The rebate wins below 1.6% APR.
  • 4dr Luxury w/1SC, $51,790 with destination.
  • Cheaper than 46% of 176 SUVs (2026) by MSRP.

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Offers change monthly. Enter the dealer's numbers.

7.0% APR. 60 months. 6% sales tax on the price. Tax on the price before the rebate.

0% APR$54.9kRebate, 7.0% APR$61.9k
Down payment plus 60 months of payments. Orange: cheaper.
2026 Cadillac OPTIQ V: both offers by trim, 10% down
TrimPrice0% APR a monthRebate a month0% APR totalRebate totalCheaper
4dr Luxury w/1SC$51,790$829$945$54,897$61,8720% APR
4dr Sport w/1SF$52,395$838$956$55,539$62,6220% APR
4dr Premium Luxury w/1SE$54,895$878$1,004$58,189$65,7240% APR
4dr Premium Sport w/1SH$55,395$886$1,013$58,719$66,3440% APR
OPTIQ-V AWD$69,095$1,105$1,274$73,241$83,3390% APR

What this cannot tell you

Dealer price and fees differ.

Some states tax the price after the rebate.

How values are checked