2026 BMW X5 monthly payment by trim
Monthly payment, 2026 BMW X5
$1,326a month
- sDrive40i RWD, 60 months, 10% down.
- Needs about $159,100 a year.
10% down. 7.0% APR. 60 months. 6% tax.
| Trim | MSRP + destination | Tax 6% | Financed | 60 months | 72 months | 84 months | Interest, 60 months |
|---|---|---|---|---|---|---|---|
| sDrive40i RWD | $69,750 | $4,185 | $66,960 | $1,326 | $1,142 | $1,011 | $12,593 |
| xDrive40i AWD | $72,050 | $4,323 | $69,168 | $1,370 | $1,179 | $1,044 | $13,009 |
| xDrive50e AWD | $77,450 | $4,647 | $74,352 | $1,472 | $1,268 | $1,122 | $13,984 |
| xDrive50e Plug-In Hybrid | $77,450 | $4,647 | $74,352 | $1,472 | $1,268 | $1,122 | $13,984 |
| M60i AWD | $95,050 | $5,703 | $91,248 | $1,807 | $1,556 | $1,377 | $17,161 |
Salary needed
| Rule | Down | Term | Payment | Salary needed |
|---|---|---|---|---|
| Payment under 10% of gross pay | 10% | 60 months | $1,326 | $159,100 |
| 20/4/10: 20% down, 4 years, under 10% of pay | 20% | 48 months | $1,436 | $172,400 |
Both rules use the payment only. Insurance not included.
What this cannot tell you
MSRP. Dealer price, incentives and insurance differ.
Tax and fees vary by state.
- 2 or more sources
- 1 source
- Model-level, rule or estimate
- Sources disagree